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Freelancer Tax Table 2026-27: PSEB 0.25% vs 1% From Rs 50,000 to Rs 10 Lakh a Month

The tax your bank deducts on IT export income, with and without PSEB registration, and how much registering saves you in a year.

Your foreign freelance income

Amount (Rs)

Registered with PSEB?

Your tax 2026-27

Tax (per month)

Rs 500

You keep (per month)

Rs 199,500

Tax (per year)

Rs 6,000

Tax rate: 0.25% of what you receive (final tax, deducted by your bank)

Yearly income: Rs 2,400,000

How it works

✔IT and IT-enabled services exported from Pakistan pay a final tax on the money received.
✔0.25% if you are registered with the Pakistan Software Export Board (PSEB), extended to June 2029.
✔1% if you are not registered with PSEB.
✔The bank deducts it when your payment arrives through a banking channel (bank account, approved payment services). Keep the bank's tax certificate.
✔Stay on the Active Taxpayer List (ATL) by filing your return every year. If you're not on the ATL, banks can deduct more.

FBR ↗PSEB ↗

Estimate for IT/IT-enabled export income under section 154A (Finance Act 2026). Not for local clients, other services or goods. Rules last checked: October 2026. Confirm with FBR or a tax adviser.

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✅ Rules last checked: October 2026

📚 Official sources: FBR · PSEB

We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.

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Tax on each monthly income

Money you receive from abroad for IT and IT-enabled services is taxed when it reaches your Pakistani bank: 0.25% if you're registered with PSEB, 1% if you're not. It's a final tax, but you still need to file a return to stay on the Active Taxpayer List.

Income a month	Tax, PSEB (0.25%)	Tax, not registered (1%)	PSEB saves you (a year)
Rs 50,000	Rs 125	Rs 500	Rs 4,500
Rs 100,000	Rs 250	Rs 1,000	Rs 9,000
Rs 200,000	Rs 500	Rs 2,000	Rs 18,000
Rs 300,000	Rs 750	Rs 3,000	Rs 27,000
Rs 500,000	Rs 1,250	Rs 5,000	Rs 45,000
Rs 1,000,000	Rs 2,500	Rs 10,000	Rs 90,000

PSEB and platform income

PSEB Registration: How Much Tax Freelancers Save

PSEB-registered freelancers pay 0.25% instead of 1% on IT export income. See your yearly saving.

Tax on Upwork & Fiverr Income in Pakistan

Money from Upwork, Fiverr and other platforms for IT work is taxed at 0.25% (PSEB) or 1% when it reaches your Pakistani bank. Calculate yours.

Guides

📖 Salary Tax 2026-27: How Much Is Deducted Each Month?

Questions people ask

How much tax do freelancers pay in Pakistan?+

On IT and IT-enabled services exported abroad: 0.25% of the money received if you're registered with PSEB, or 1% if you're not. It's a final tax deducted by your bank.

Do I still need to file a tax return?+

Yes. File your return every year to stay on the Active Taxpayer List (ATL). If you're not on the ATL, banks can deduct more.

How do I register with PSEB?+

Apply online on the PSEB website as an individual freelancer. You'll need your CNIC and proof of your freelance work, such as profile links.

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Freelancer Tax on Rs 100,000 a Month (2026-27)PSEB Registration: How Much Tax Freelancers Save Tax on Upwork & Fiverr Income in Pakistan

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